Consumers Could Benefit From Fee Free Card Transfers
October 13, 2009
At this time of the year, when many people are still battling to repay the credit card debts that they built up over the Christmas and New Year periods, many cardholders decide to look for suitable alternatives to try and cut the amount of interest that they are paying as well as to try and clear their credit card debt quickly. For those that have outstanding balances on high interest credit card, and who are unable to clear the balance in one go, interest payments can end up being very high. Read more
Credit Cards To Hit £ 7 Billion
January 6, 2009
It is thought that credit card holders will be trying to transfer as much as £ 7 billion at the beginning of the New Year in order to take advantage of introductory rates that are that are on offer. Read more
Lenders Raising Costs
November 23, 2008
Over the last three months the cost of credit card borrowing has gone up considerably with new figures showing that more than 10% of credit card providers are raising their rates. Sixteen credit card providers have put up the interest rates on purchases since August and all this has happened not taking into account the drops of Bank of England base rate. All this information has been put togeather by financial information group Moneyfacts. Read more
Different Types of Credit Cards
October 16, 2008
If you are looking to take out a credit card you will find that the wide choice of credit cards on the market these days makes it easier for you to find a card that is perfectly suited to your needs and circumstances. If you have a good credit history and rating you will usually find that you can choose from a wide range of credit cards, although the choices for those with bad credit will be far more limited. It is important to make sure that you choose the right card for your needs and circumstances, as otherwise you could end up paying over the odds or could miss out on some valuable benefits. Below is a summary of some of the popular credit card types available these days: Read more
Searching for a Suitable Credit Card
October 14, 2008
The world of credit cards has become something of a minefield in many ways over recent years, and this is because there are so many different credit card types available from such a wide range of lenders. For those with good credit the choice of credit cards is very good, and it is possible to find credit cards to suit most needs and circumstances. Credit cards have become increasingly popular over recent years, with many enjoying the convenience, ease, flexibility, and even increased security that they offer. Read more
Should You Switch Your Credit Card?
October 7, 2008
With the current financial climate in the state that it is in many people may be confused as to whether they would benefit from switching their credit cards or not. Many industry professionals have stated that the cost of borrowing on many credit cards has rocketed over recent years, and this means that many people may now be paying a fortune for their credit card borrowing. In cases such as these it may be advisable to switch to another card that offers a more competitive rate. However, there is also the fact that tighter credit conditions could make it harder for consumers to get another credit card, and this could result in rejection, which in turn could lead to damaged credit. Read more
The Balance Transfer Battleground
September 27, 2008
The future of the balance transfer fee looks set to spark a battle between the credit cards that are on offer by many of the providers at this current time. Read more