How The Mighty Have Fallen
November 25, 2008
Citigroup, one of America’s biggest banks, one that has been at the heart of American finances sinces it emergence back in 1812 has hit the ground with a thump, due to the global financial crisis of the moment. A company that only a couple of years ago was worth $ 273 billion, approx £ 181 billion, now finds itself valued at $ 20 billion. Read more
Charity Credit Cards
October 28, 2008
Many people in this day and age like to give money or make donations to charity, and even in the current financial climate where finances are strained for many households people still think about those less fortunate than themselves and try to offer as much in the way of financial support as they can. It can be difficult to decide what charity to support when there are so many worthy causes but most people have heir own favourite charity or a cause that is close to their hearts, which they make donations to. Read more
Different Types of Credit Cards
October 16, 2008
If you are looking to take out a credit card you will find that the wide choice of credit cards on the market these days makes it easier for you to find a card that is perfectly suited to your needs and circumstances. If you have a good credit history and rating you will usually find that you can choose from a wide range of credit cards, although the choices for those with bad credit will be far more limited. It is important to make sure that you choose the right card for your needs and circumstances, as otherwise you could end up paying over the odds or could miss out on some valuable benefits. Below is a summary of some of the popular credit card types available these days: Read more
Cash Withdrawls In the UK
October 16, 2008
According to research done by U Switch, consumers using credit cards in the UK are making over 38 million cash withdrawls every year and they are doing this at nearly twice the average APR% which is about 17.2%, which equates to an average 32%. Read more
Searching for a Suitable Credit Card
October 14, 2008
The world of credit cards has become something of a minefield in many ways over recent years, and this is because there are so many different credit card types available from such a wide range of lenders. For those with good credit the choice of credit cards is very good, and it is possible to find credit cards to suit most needs and circumstances. Credit cards have become increasingly popular over recent years, with many enjoying the convenience, ease, flexibility, and even increased security that they offer. Read more
Should You Switch Your Credit Card?
October 7, 2008
With the current financial climate in the state that it is in many people may be confused as to whether they would benefit from switching their credit cards or not. Many industry professionals have stated that the cost of borrowing on many credit cards has rocketed over recent years, and this means that many people may now be paying a fortune for their credit card borrowing. In cases such as these it may be advisable to switch to another card that offers a more competitive rate. However, there is also the fact that tighter credit conditions could make it harder for consumers to get another credit card, and this could result in rejection, which in turn could lead to damaged credit. Read more
Visa to Launch the Green Credit Card
September 27, 2008
In Europe, Visa, have decided to launch a “Green” credit card which will allow businesses to offset the carbon emissions that have been created on products the card has been used to pay for. Read more
Barclaycards Takeover of Discover Financial Services
September 13, 2008
The recent announcement of Barclaycards £ 35 million takeover of Discover Financial Services UK portfolio of 11 credit cards, which include credit cards such as Goldfish, Morgan Stanley, Liverpool Victoria, Leeds Building Society to name but a few, will see a transfer of 1.7 million credit card holders being transfered into Barclaycards cutomer base. Read more
Looking For ‘Free’ Credit? 0% Purchase Credit Cards
September 1, 2008
For anyone that plans to spread repayments on their credit card balance the interest rate that is charged is of the utmost importance. The rate of interest charged by your card provider will determine how much you pay both monthly and overall on your credit card debt. In the past many people used to browse and compare credit cards in order to get the best rate of interest and keep their repayments and debts down, but over recent years many consumers have been able to enjoy the benefits of paying no interest at all on their credit card spending. Read more