0% Credit Cards
0% credit cards are a great idea for anyone that is looking for cheap credit or 'free credit', if there is ever such a thing. Cheaper than a loan it can be a great cost saver.
In addition, you may find that several of the credit card deals have access to some fantastic reward schemes, enhancing your shopping experience.
Check out our deals below, more to follow....
0% Purchase Credit Cards
Credit Card |
0%
Interest Free Period |
Additional Points |
More Details |
|---|---|---|---|
 Halifax One Card 15.9% |
Up to 10 months |
0% on purchases for 10 months [3% fee]. Up to 59 days interest free credit on all purchases if the balance in full in paid off each month. 5 card colours to choose from. |
|
 HBoS Card 15.9% |
0% for 10 months |
0% on balance transfers for 10 months [3% fee]. Up to 59 days interest free credit on all purchases if the balance in full in paid off each month. 5 card colours to choose from. |
|
 Virgin Money 16.6% |
Up to 6 months | 0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
0% for 6 months on card purchases* (from the date your account is opened) Discounts at loads of Virgin companies. Discounted vouchers for leading high street stores. |
|
 Business Card 15.9% |
Up to 5 months | The Alliance & Leicester Business Credit Card with FREE worldwide travel insurance (terms and conditions apply). 0% p.a. on card purchases for 5 months from the date your account is opened.. Standard annual rate of just 15.9% p.a. (variable) thereafter, with and annual fee of £50 which is waived in your first year. | |
|
Up to 3 months | Have more! Apply today! With the MBNA Platinum Credit Card not only do you get 0% p.a. on balance transfers for 13 months (2.9% handling fee applies) and 15.9% APR typical (variable), NOW you get 0% p.a. on card purchases* for 3 months. | |
Should you be lookin to buy something expensive, but not have the cash to cover this straight away then 0% credit cards are ideal for you. You can just pop it on the card and be content that you can pay it back over a certain period of time dependant on the deal. You will see deals out there for up to 3 months interest free but if you look really into the deals we have here on this site you may well even benefit from a deal giving up to 12 months.
The only thing you should be aware of with these type of cards is that after the introductory period you will probably start seeing a rather high APR%, so the consumer should really be looking to have the balance clear by the end of the introductory period.
These cards can bring a lot of fun and joy to the consumer, but please do not get too carried away with how much you can spend interest free because it all has to be paid back at some point.
Along with 0% on purchases you will probably also get a 0% Balance Transfer period also, but you can look into these offers more on the next page.
As said, there are many great deals out there so go on, check them out on the Credit Cards Bureau.