0% Balance Transfers
Why not try and get the best out of your interest free deals on credit cards by transfering over to a 0% balance transfer deal.
These deals are ideal for you to get that extra time, of 0% interest free credit, to pay off the remaining balance which gives you peace of mind that you can pay back what you owe.
Check out the 0% balance transfer deals that are on offer to you on this site but be aware that you will have to pay a fee.
0% Balance Transfer Credit Cards
Card Offer |
0%
Balance Transfer Period |
Notes |
More Details |
|---|---|---|---|
 Halifax One Card 15.9% |
0% for 10 months |
0% on balance transfers for 10 months [3% fee]. Up to 59 days interest free credit on all purchases if the balance in full in paid off each month. 5 card colours to choose from. |
|
 HBoS Card 15.9% |
0% for 10 months |
0% on balance transfers for 10 months [3% fee]. Up to 59 days interest free credit on all purchases if the balance in full in paid off each month. 5 card colours to choose from. |
|
 Virgin Money Credit Card 16.6% |
0% for 16 months |
0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies) 0% for 6 months on card purchases* (from the date your account is opened) Discounts at loads of Virgin companies. Discounted vouchers for leading high street stores |
|
|
Up to 13 months |
Have more! Apply today! With the MBNA Platinum Credit Card not only do you get 0% p.a. on balance transfers for 13 months (2.9% handling fee applies) and 15.9% APR typical (variable), NOW you get 0% p.a. on card purchases* for 3 months. | |
 Business Card 15.9% |
Up to 5 months | The Alliance & Leicester Business Credit Card is for business owners which offersFREE worldwide travel insurance (terms and conditions apply).0% p.a. on card purchases for 3 months from the date your account is opened. Standard annual rate of just 15.9% p.a. (variable) thereafter, with and annual fee of £50 which is waived in your first year. | |
Just a few years ago, credit cards offering 0% balance transfers were ideal for the consumer to switch from deal to deal with no interest being added by the provider. This, what they called rate tarting, could go on for years before the balances actually being paid off, but unfortunately this has all come to an end.
Today you still find great 0% balance transfer deals out there, still at 0 % but the only thing that you also will see is that to make the move you will have to pay a balance transfer fee. This fee is in the form of a percentage of what the balance is and is generally based on a fee of 2-3%. Although the consumer has to pay this fee they can still benefit of having no further interest being added for a certain period of time.
Again, there are many 0% balance transfer credit cards out there so you should really shop around to see what the best option for you is. If this product is used in the best way to get your debt down then the only winner overall will be the consumer. Go on and have a look at what the Credit Cards Bureau can offer you.